WHEELS FOR WORK
A small loan program to assist working families with obtaining a vehicle.
Wheels for Work program seeks to provide transportation to people who are attempting to secure and keep gainful employment.
To apply you must:
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Be an Allegany County resident
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Have a minor child or dependent
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Have a household gross income that does not exceed 200% of the current Federal Poverty Income Standards
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Currently work 20 or more hours/week (Recent paystubs or tax returns if self employed required as proving documentation)
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Have a valid NYS drivers license
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Must complete a budget to provide evidence of excess cash of at least $100/month
Vehicle Requirements:
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Must be purchased from a certified NYS auto dealer
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Chosen vehicle should be no older than 12 years and have no more than 110,000 miles
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Full insurance coverage is required (collision, comprehensive, and liability)
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Purchased vehicles are required to have lemon law coverage or an equal warranty
Maximum Loan Amount: $10,000
Loan Payment Terms: 36 months at 0% interest