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A small loan program to assist working families with obtaining a vehicle.

The program is currently closed, but a wait list is being maintained for when it reopens. 


Wheels for Work programs seek to provide transportation to people who are attempting to secure and keep gainful employment. 

To apply you must:

  • Be an Allegany County resident

  • Have a minor child or dependent

  • Have a household gross income that does not exceed 200% of the current Federal Poverty Income Standards

  • Currently work 20 or more hours/week (Recent paystubs or tax returns if self employed required as proving documentation)

  • Have a valid NYS drivers license

  • Must complete a budget to provide evidence of excess cash of at least $100/month



Vehicle Requirements:

  • Must be purchased from a certified NYS auto dealer

  • Chosen vehicle should be no older than 12 years and have no more than 110,000 miles

  • Full insurance coverage is required (collision, comprehensive, and liability)

  • Purchased vehicles are required to have lemon law coverage or an equal warranty


Maximum Loan Amount: $15,000

Loan Payment Terms: 36 months at 0% interest

For Questions Please Contact:
Business & Loan Counselor
(585)268-7605 x1711

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